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Upgrade | Save with Upgrade | Personal Loans with Low Rates. Great! You're pre-approved for a personal loan. Your 15-digit Code. Loan Amount ($1,000 to $50,000) Loan Purpose. Check your rate. Checking your rate won’t impact your credit score. View your offers in minutes.I withdrew an application because they were asking personal information that the government States is illegal. They take your information and they ruin your credit do not get an (upgrade loan via in California) you'll be sorry you ever did when they destroy your credit and you owe $250,000 because they will sell your information and they will destroy your credit....Cons Explained. Potentially steep origination fee: While some lenders don’t charge origination fees at all, Upgrade has origination fees of 1.85% to 9.99%. Late payment fee: Some lenders have no ...

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